Borrowing
Find a variety of loan and financing solutions tailored to your personal needsLoans and Lines of Credit
Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.
Scotia Plan
Loan
Reliable loans that you can customise to your changing needs
Choose the repayment schedule that works for you
Enjoy longer terms and smaller monthly payments
Consolidate your debts into one easy payment
Car Loans
Up to 100% financing
Repayment period of up to 84 months
Up to 100% financing
Repayment period of up to 84 months
ScotiaLine Personal
Line of Credit
An excellent way to get added financial flexibility
Get unrestricted access to your credit
Make payments as low as interest only
Complimentary ScotiaLine personalised cheques
No pre-payment penalty
ScotiaLine Gold Personal Line of Credit
Have enough credit to make those special purchases
Get instant access to your credit whenever you need it
Enjoy an interest rate lower than most personal loans
Payments as low as interest only
Once it's yours, it's yours for life
Mortgages
Let us help you get closer to your dream of homeownership.
Mortgages
Expert advisors available to guide you
Affordable rates and terms
Buy new with as little as 10% down