Borrowing

Find a variety of loan and financing solutions tailored to your personal needs

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.
Scotia Plan

Loan

  • Reliable loans that you can customise to your changing needs

  • Choose the repayment schedule that works for you

  • Enjoy longer terms and smaller monthly payments

  • Consolidate your debts into one easy payment

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    Car Loans

  • Up to 100% financing

  • Repayment period of up to 84 months

  • Up to 100% financing

  • Repayment period of up to 84 months

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    ScotiaLine Personal

    Line of Credit

  • An excellent way to get added financial flexibility

  • Get unrestricted access to your credit

  • Make payments as low as interest only

  • Complimentary ScotiaLine personalised cheques

  • No pre-payment penalty

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    ScotiaLine Gold Personal Line of Credit

  • Have enough credit to make those special purchases

  • Get instant access to your credit whenever you need it

  • Enjoy an interest rate lower than most personal loans

  • Payments as low as interest only

  • Once it's yours, it's yours for life

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    Mortgages

    Let us help you get closer to your dream of homeownership.
    Mortgages

  • Expert advisors available to guide you

  • Affordable rates and terms

  • Buy new with as little as 10% down

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    Tools and Advice